1. You regularly make large purchases without planning for them.⁠ ⁠ 2. You don’t look at your bank account and credit card statements to avoid the reality of your spending habits.⁠ ⁠ 3. You often indulge in experiences or spend money on items to fit in with friends and family.⁠ ⁠ 4. You're dining out or ordering in most nights, even if you can’t really afford it. ⁠ ⁠ 5. You make plans to save but something always comes up⁠ ⁠ 6. You use credit cards for luxury items or non-essentials. ⁠ ⁠ 7. Even though you're aware of big future expenses (like car repairs or annual subscriptions), you don't plan or save for them.⁠ ⁠ 8. You’re spending money on multiple streaming services, memberships, or monthly subscriptions even though you don’t use them. ⁠ ⁠ 9. If you see something on sale, you’ll probably buy it even if you don’t have a need or weren’t planning to make a purchase. ⁠ ⁠ 10. You're often surprised by how much money you have left at the end of each month, even without any big, unexpected expenses.⁠ ⁠ How many of these do you relate to?

We often hear about the joys and financial benefits of being in a relationship—splitting rent, sharing groceries, joint savings. But let’s not forget the underrated perks of being single and managing your own money. 👏⁠ ⁠ What else would you add to this list? 💬⁠

Backdoor IRAs simplified 💅💸 ⁠ ⁠ Comment ""INVESTING"" to get my free beginner's investing guide 🙌

You deserve to take up space. ❤️⁠ ⁠ Save this post for when you need the reminder 🌟⁠ ⁠ 🎨: @joyandcoffeeco⁠

Feeling the impact of financial differences in your friendships?⁠ ⁠ Let's talk about what many of us are experiencing but not saying. 💬💰

Ever notice how often we say the word “sorry,” even when it’s completely unnecessary?⁠ ⁠ So many of us have grown used to cushioning our words or actions. Sometimes it seems we're almost apologizing for just... being.⁠ ⁠ But what if we became more intentional with it? Imagine the difference it might make in how we communicate and how we feel about ourselves.⁠ ⁠ Your opinions, ideas, and presence are valuable and worthy, and you don’t have to apologize for taking up space. ⁠ ⁠ ❤️❤️❤️⁠ ⁠ 🎨: @withhonors⁠

Research has consistently shown that when women enter a field in significant numbers, the overall pay in that profession tends to drop. ⁠ ⁠ Let’s stop blaming women and start addressing the real issue: systemic undervaluing of jobs mostly filled by women. 👏⁠ ⁠ Source: Payscale

Don't forget: The PTO you've accumulated isn't a favor—it's literally a part of your pay! 👏⁠ ⁠ Use it, set work-life boundaries, and take breaks. Your best work happens when you're recharged. 🌟⁠ ⁠ 🐦: feliciapaigexo on Twitter⁠

Google has done it again. 👏 Save this video as a reminder for your next trip ✈️

What would you add to this list? 🍂

When women come together, incredible things happen. 👏 Honored to be celebrating Women’s Small Business Month at the “Make Every Move Matter” event presented by @bankofamerica and @mastercard. Tag a woman you’re proud of in the comments. ❤️ #priceless #Partner #ad

What's the wildest experience you've had with tipping or added fees? 👀⁠ ⁠ 🎨: @mrsdowjones⁠