Blondebrokeandbougie's Instagram Audience Analytics and Demographics

@blondebrokeandbougie

United States

NYC Money Expert 💵 Personal finance & great deals 💰 💌 Shop coaching and templates ⬇️
ecc▓▓▓▓▓@blondebrokeandbougie.com
United States

Business Category

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StarNgage Profile

Free Promotion Count

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Paid Campaign Count

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PROFILE OVERVIEW OF BLONDEBROKEANDBOUGIE

Average engagement rate on the posts is around 3.60%. The average number of likes per post is 717 and the average number of comments is 24.

Check blondebrokeandbougie's audience demography. This analytics report shows blondebrokeandbougie's audience demographic percentage for key statistic like number of followers, average engagement rate, topic of interests, top-5 countries, core gender and so forth.

Followers
20,089
Avg Likes
717
Avg Comments
24
Posts
309
Global Rank
1,206,984
Country Rank
295,600
Category Rank
-

GENDER OF ENGAGERS FOR BLONDEBROKEANDBOUGIE

Female
0 %
Male
0 %

RECENT POSTS

925 57

GOODBYE SAVINGS & HELLO RETIREMENT⁣ ⁣ Was that clickbait? Sorry 🤷🏼‍♀️⁣ ⁣ No I am not done saving and I’m not retiring today (I wish). BUT!!!!! BUT BUT BUT! I sort of could be done saving if I wanted to be. ⁣ ⁣ That’s because I’ve hit CoastFI. Let’s break down what that means starting with the FI part. ⁣ FI means financial independence. It’s often paired with RE (retire early) to make FIRE 🔥. You reach financial independence when your investments make enough to cover your expenses. You no longer have to work because you can live off of investments. Fun!!! ⁣ ⁣ But I’m not quite there yet, and won’t be for many many years. That’s where the Coast part of CoastFI comes in. ⁣ ⁣ I can now coast to retirement. I do not need to save/invest more, and my investments will continue to grow. By the time I get to a normal retirement age, I’d have enough to stop working without saving another penny. ⁣ ⁣ I could literally stop saving and only cover my expenses, and the work I’ve done in the past 5.5 years would have completely set me up for retirement. ISN’T THAT INSANE. BLOWS MY MIND. ⁣ ⁣ Now I’m not actually going to do that because I might want to do the RE part of FIRE someday which would require a whole lot more saving, but this is why starting early is soooo important. Get started investing today!!!!

564 24

Align your money with your values, and put it in a bank that wants YOU to take charge over your money. @VaroBank believes no matter who you are, or what your net worth is, your bank should treat you fairly and help you succeed. ⁣ ⁣ Money is power, and you get to choose who you empower with it. I've taken steps over the past few years to take charge of my own money and the power it holds. I invest in impact shares, only follow influencers whose values I support, and try to shop more ethically/sustainably. I feel better knowing my money is going somewhere I can stand behind!⁣ ⁣ This same idea should also go for your bank. Most banks make money by charging you fees. Rather than serving you, they take advantage of you. Varo never charges monthly fees or overdraft fees, and they provide access to 55k fee-free Allpoint ATMs — that’s because they work for you and with you. You can stand behind their mission and their zero tolerance for discrimination, while actually making money through their high yield savings account. If you haven't opened your high yield savings account after all my preaching about it, NOW IS THE TIME, and you can move your checking there too to keep it all in one place!⁣ ⁣ Let me know the ways you've taken charge of your money in the comments, and check out @VaroBank to put your money in a bank you can truly support.⁣ ⁣ PS - Swipe to see how I'd look printed on $$$$ (I think it's a great look for me). You can use Varo's #MyMoney filter to see how you'd look too -- make sure to tag @VaroBank when you try it!⁣ ⁣ #sponsored

371 14

After a year of not traveling, I miss the sunshine, ocean waves, and making money while I do literally nothing. 🌞⁣ ⁣ I’m cautiously optimistic that a beach vacation could be within reach, and I’m happy to report that my finances are set up so the money keeps on coming in while I chill 😎. This is called ~passive income~ and its keeeeyyy to growing your wealth. ⁣ ⁣ If you make a certain amount of $$ per hour, then you’re capped at the number of hours you work. You literally cannot make more than your hourly rate * 24 hours per day. Finding income streams that don’t rely on your time will have you soaking up the rays (use spf tho pls) and getting rich all at once. ⁣ ⁣ Swipe through for the two best ways to make passive income - no side hustles required!

469 9

The look I give the IRS when they push out tax day 😏. They love playing hard to get but I knew they’d come through. ⁣ ⁣ New tax day is 5/17 for federal taxes! Some states are pushing theirs out too but not all yet. ⁣ ⁣ The end date for 2020 Roth IRA contributions also has not been extended (yet). What does this mean for you?⁣ ⁣ For now, you can contribute to your Roth IRA for the 2020 tax year until 4/15 (even if you haven’t made any contributions yet it’s not too late to start). While I do hope it gets pushed out, I would assume it won’t so that you can try to get as much in for 2020 before 4/15 just in case. Then if the IRS does decide to extend the deadline you can put in MORE (up to $6k depending on your income). You want to get as much in for 2020 before you start contributing to 2021, because if you do end up hitting the $6k later in 2021 you won’t be able to go back to 2020 then. ⁣ ⁣ Get those Roth IRA tax benefitssssss!!!!!

1,205 38

Hi! Here’s what to expect from this account and how you can support me in bringing you that FOR FREE!⁣ ⁣ PERSONAL FINANCE⁣ This is my bread and butter. I share the goods with you for free here and I occasionally promote my offerings around personal finance that cost $ too because I gotta keep the lights on. ⁣ ⁣ ME⁣ I am not a personal finance textbook, so you will be seeing some content around me and my life. Sometimes this is what I’m doing that day, sometimes this is a rant about a social justice issue, and sometimes this is my dog Sully.⁣ ⁣ REAL NUMBERS ⁣ We’re all on a journey and when I can I like to share mine (like just hitting a net worth of $250k wooo). This is not meant as a point for you to compare because we have lived different lives! But I love documenting my journey. ⁣ ⁣ So here’s how to support me without spending a penny, so I can keep giving you THE MOST:⁣ ☝🏻Like/comment on/save/share my posts, especially when they’re sponsored. If you wanna spam my page with love, I’ll think “wow she (or he or they) really wanted to support me in a non-monetary way today and I appreciate that.”⁣ ✌🏻Tell your friends!! “Hey I found this COOL CHICK who shares personal finance tips and I think you’ll like her.”⁣ ⁣ That’s all! So easy and free!! And if you want to check out the stuff I sell on my website that’s cool but not required 😎. ⁣ ⁣ WELCOME AND THANKS FOR BEING HERE AND THANKS FOR STAYING HERE!

785 11

❌LIFESTYLE CREEP❌ Lonely Island once wrote to “do the creep” but they definitely didn’t mean lifestyle creep. ⁣ ⁣ Lifestyle creep happens when your expenses go up when your income goes up. This prevents you from increasing your saving. ⁣ ⁣ Let’s say you currently save $100 per month and now you get a raise where you make an extra $500 per month. You could now save $600 per month which is awesome!!! Butttt lots of times people get excited by the raise and end up spending the whole extra $500! You got a raise but you are no more wealthy. ⁣ ⁣ I’m not saying you ALWAYS need to live like you did on your first salary, but it is important that as your income goes up your savings goes up too. The only way to get riiiiiich is spend a whole bunch less than you make. ⁣

329 6

While this is a credit card stan account, there’s a time and a place for everything. ⁣ ⁣ If you PLAN on putting more than you can pay off on a credit card, you might be getting in over your head and opening up that card might be a bad move. ⁣ ⁣ Sometimes there are necessities or emergencies and you may find yourself in CC debt which is okay (no shaming is going to happen here). But if you plan to buy something you don’t need and you’re going to open up a CC to cover it so that you can pay it off over time, it might be time for a strategy change! ⁣ ⁣ Set up a sinking fund for that item so you can pay it off in full, and bulk up that emergency fund so if worst does come to worst you have it covered. ⁣ ⁣ I have your best interest in mind bb so while I want you to thrive in your credit card points, it’s not worth it if you’re paying interest ❤️. ⁣

806 33

It’s March (again) which means time to update my budgets! ⁣ ⁣ Here’s how mine changed this month. You can think through these types of things when setting your budget every month! ⁣ ⁣ ⬇️ rental car. I had to rent a car last month which I won’t be doing this month. ⁣ ⁣ ⬇️ alcohol. I got a shipment of wine from my wine subscription at the end of last month and still had 3 bottles left from my last subscription so it’ll be a while before I need more. ⁣ ⁣ ⬇️ gifts. Less birthdays and holidays this month! ⁣ ⁣ ⬇️ health. I paid for Invisalign last month so obviously I’m spending less. ⁣ ⁣ ⬆️ pets. I ran out of Sully’s meds which are EXPENSIVE!⁣ ⁣ ⬆️ personal care. I have to refill my eye cream! ⁣ ⁣ ⬆️ restaurants. I just have a feeling and my restaurants budget wasn’t high last month. Fingers crossed it gets warmer and I can eat outside!! ⁣ ⁣ ⬆️ coffee shops. I usually budget $0 for this but I plan to treat myself a few more times before I get Invisalign and won’t want to anymore. ⁣ ⁣ How are your budgets changing for March??⁣

1,015 17

Read this caption if you hate budgeting ❌. ⁣ ⁣ I get it. Budgeting is not for everyone. I luv it (well it’s a love hate relationship but I mostly love it). If you want to cut spending but aren’t interesting in budgeting I have the solution for you!!⁣ ⁣ Take the excess out of your checking account the day you get paid, and only spend what’s left. ⁣ ⁣ Even better.... automate the part where you take the extra out. Split your direct deposit up or set up an automatic transfer to your savings account so that your checking account is leeeeetle. ⁣ ⁣ You are giving yourself an amount to spend but it doesn’t really matter how you spend it. Make sure you have enough to cover your bills and then give yourself some $$ for living your life and you’re all set. ⁣ ⁣ If you really need a kick in the ass then only use your debit card so you truly only can spend what’s in your checking account. Stick that CC in your underwear drawer and revisit it when you’ve got your spending in check. ⁣ ⁣ This is honestly prob the most simple and best advice I can give you so plsssss listen to it 🙏🏼. Minimize checking. Move to savings. Lather rinse repeat. ⁣

1,257 45

3 years of Blonde Broke & Bougie 🤍

547 14

Why am I dumping alll my money into retirement accounts?⁣ ⁣ TAXES BABIIIIII. I hate them. Don’t get me wrong I want to fund all the social programs. BUT the government provides me a way to reduce my taxes so I will take them up on that 🙃. ⁣ ⁣ Normally when you invest (outside of retirement accounts) you pay taxes TWICE - once on your income and once when you sell your investments. ⁣ ⁣ When you invest in a retirement account, you get to knock one of those taxes away. You love to see it. ⁣ ⁣ The type of contribution you make determines which tax gets knocked out. Pretax means you get a tax break now on your income. Roth means you don’t pay taxes when you withdraw. ⁣ ⁣ When you’re trying to decide which type of retirement contribution is right for you, it can be helpful to think if you’ll be in a higher tax bracket now or later. There’s A LOT to consider around that, but honestly as long as you’re getting one of the tax benefits I think you’re doing great 😁. ⁣ ⁣ 📍Save this post to come back to next time you forget which is which (or the next time you want to invest outside of retirement and need a reminder about why retirement accounts ROCK).

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